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Annual fee0 €
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Regular purchase APR23.89%
Additional rates & fees
- Annual Fee
- 0 €
- Regular Purchase APR
- 23.89%
- Cash Advance APR
- 23.89%
- Late Fee
- 3 €
- Foreign Transaction Fee
- 0%
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
Card details
- 0€ annual fee - forever
- No Video/PostIdent necessary
- Manual repayment
- Includes travel insurance
- Free international usage
Description
If you are looking for a credit card with no fees, one of the best credit card offers in Germany is the Mastercard Gold from Advanzia Bank. For everyday payments, this card won’t cost you anything, even abroad. But probably the best feature is that it supports Apple Pay and Google Pay.
The only fee occurs when drawing cash from an ATM.
Normally, the first credit limit is around 300€ per month, but after a few months of on-time-payment this limit will be increased (approximately to over 3000€).
You also don’t need a new bank account, you just have to wire the money from your existing bank account to your credit card account. Additionally, the credit period is up to seven weeks.
As a special bonus, if you pay at least 50% of your traveling cost with your MasterCard Gold, you will get a free travel insurance.